Our top picks for the best Italy travel insurance
Advertiser Disclosure
Best Coverage Overall
Why We Like It
This is our best-selling plan for two years running thanks to its extremely comprehensive coverage at affordable prices. This plan has some of the highest medical limits around and includes trip reimbursement coverage of up to 100% for trip cancellations and 150% for trip interruptions.
The $500K medical limits and $1M medevac and repatriation coverage limits will ensure you access to the best quality medical treatment if you become ill or injured while traveling. This plan has no age limit and covers flare-ups of pre-existing medical conditions, which makes it ideal for older travelers.
Apart from the top-notch medical and trip reimbursement coverage, it also includes coverage for travel delays, missed connections, delayed or lost baggage, lost personal items, and more.
You can’t go wrong with this plan which is why it’s been the most-sold plan among LA Times’ visitors for two years.
See our full Seven Corners provider review
- Offers coverage for pre-existing conditions
- Money-back guarantee
- Cancellation & Interruption coverage standard
- Covers action sports & equipment
- Cancel for any reason not included standard
- Must meet waiver for pre-existing conditions to be covered
Solid & Affordable Coverage
Why We Like It
Tin Leg is known for offering high-quality travel insurance coverage at a competitive, reasonable price.
All Tin Leg policies have an A- rating or better for their financial strength from AM Best. We like the Tin Leg Gold plan because it offers great medical and evacuation coverage limits at an affordable price.
This plan comes automatically with trip cancellation and interruption coverage for coronavirus and other covered instances, as well as up to $500,000 in emergency medical expense protection and up to $500,000 in coverage for emergency medical evacuation, just in case something were to happen while on your Italy trip.
You may also qualify for travel delay protection, baggage insurance, and insurance that protects against missed connections on your way to Italy.
Read our full review
- Excellent primary coverage for medical expenses
- High limit for emergency evacuation coverage
- Optional cancel for any reason (CFAR) coverage available
- Comes with coverage for hurricanes and inclement weather
- Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
- Baggage delay coverage requires a 24-hour waiting period
- Low coverage limits for baggage and personal effects
Premium Coverage on a Budget
Why We Like It
AXA is another top seller for travel insurance and offers premium coverage at a very affordable rate.
It offers $250,000 of coverage for medical expenses which should be more than enough for most travel emergencies. It also offers $1 million in medical evacuation coverage which can repatriate you back to the USA in a medical emergency. It’s also one of the few plans that offers non-medical evacuation coverage with a limit of $100,000.
It also comes with 100% trip cancellation coverage and 150% trip interruption coverage to reimburse you for your entire trip cost.
Last, but not least, a standout of this plan is that it offers higher-than-average coverage in the areas of travel delays, baggage protection, and personal items loss/damage. Therefore, if these coverages are important to you, then this plan is a great option.
Overall, AXA offers strong value for the money.
Read our full AXA review
- High coverage limits in every category. Extremely comprehensive
- Includes identity theft coverage & non-medical evacuation coverage
- CFAR coverage reimburses 75% of prepaid travel expenses
- Coverage cannot be extended unlike other plans
- Medical limit is lower than other cheaper plans, but still sufficient
Best for Basic Overall Coverage
Why We Like It
Generali Global Assistance offers high coverage limits for medical expenses, emergency dental expenses, emergency medical evacuation coverage, and more for your trip to Italy.
This travel insurance provider offers three tiers of travel insurance coverage to suit your needs:
- Standard plan
- Preferred plan
- Premium plan
If you’re looking for basic coverage at an affordable price point, the Standard plan may be just what you need. This plan offers coverage for up to 100% of the insured trip cost for cancellation and up to 125% of the insured trip cost for interruption. It also offers $1,000 per person in baggage coverage, up to $50,000 in medical coverage, and $250,000 in medical evacuation coverage.
This plan can help ensure you and your traveling companions are covered in case something would happen on your travels to and around Italy.
Read our full review
- Lowest cost of all Generali Global Assistance plans
- 24/7 emergency travel assistance included
- Telemedicine included
- Lower coverage than other Generali plans
- Pre-existing conditions are not covered by the Standard plan
- No coverage for accidental death and dismemberment during on-land travel
Best for Last-Minute Coverage
Why We Like It
We like IMG Global because it offers a variety of plans you can purchase up until the day before you depart for your trip to Italy.
The iTravelInsured Travel SE plan comes with plenty of benefits for families and groups who need to secure coverage for an affordable price. Individuals up to the age of 99 can purchase a plan.
This plan will cover trips lasting up to 180 days, meaning you can spend almost 6 months at your destination and be covered the entire time. It includes trip cancellation coverage worth up to 100% of the trip cost and travel interruption coverage worth up to 150% of the trip cost. Other coverage benefits include up to $2,000 for trip delays, up to $250,000 for emergency medical expenses, and up to $500,000 for emergency evacuation and repatriation of remains.
- Purchase your plan up until one day before you depart
- Generous limits for trip delays, emergency evacuation, and more
- Pre-existing condition waiver available if purchased within 20 days of initial trip deposit
- 24/7 emergency travel assistance included
- Coronavirus-related medical expenses covered
- Plan gets notably more expensive with age
Best Customer Service
4.5
Faye Travel Protection Plan
Why We Like It
Faye is a new travel insurance disruptor that offers an innovative solution to travel insurance with a digital-first approach. What sets them apart is their user-friendly solution to a traditionally bureaucratic system. With Faye, users can manage everything online or via the Faye app – including the entire booking and claims process.
Although it’s a newer provider in the travel insurance industry, Faye is already rising as a fan favorite among young, tech-savvy travelers and digital nomads who want quick, convenient, and reliable travel insurance without having to go through an agent.
Apart from their online-first approach, Faye is easy to use and caters to all types of travelers including those who may want help via phone support.
Another feature that sets Faye apart from the competition is their plan offerings. Faye offers one base plan with an array of comprehensive coverage and optional add-ons to customize your plan.
Potential Add-ons include:
- Pet care
- Rental car care
- Cancel for any reason
- Vacation rental damage
- Adventure & extreme sports
If you are looking for a convenient and cost-effective way to insure your vacation, consider opting for Faye travel insurance. *Note: Coverage limits and availability may vary by state of residence.
Read our full review
- Friendly agents
- Easy-to-use mobile app
- Fast reimbursements for eligible claims
- Prompt replies to questions
- Long wait times for reimbursement
- Difficulty reaching Faye outside of email & virtual chat
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