Our top picks for the best Bahamas travel insurance
Advertiser Disclosure
Cheapest comprehensive coverage
Why We Like It
If you are looking for a budget-friendly alternative to a luxury plan, Detour is a great option.
Detour is a newer provider offering exceptionally cheap travel insurance policies. On top of being affordable, Detour’s policies are very comprehensive.
Detour offers two solid travel insurance policies for the Bahamas: Detour The Edge & Detour The Edge Plus. Both policies are great options for getting comprehensive coverage on a budget. The main difference between them is their trip cancellation and reimbursement limits. The Edge Plus policy is best for expensive trips as it can reimburse you up to $10,000 per person, whereas The Edge policy only offers $5,000.
Apart from this, both offer the same comprehensive medical and medevac coverage limits – $100,000 and $1,000,000 respectively. Both plans also cover sports activities including deep-sea fishing, water skiing and wakeboarding, snorkeling, scuba, and more. Therefore, which plan you choose mainly depends on how much money you want to receive back if you end up needing to cancel or cut your trip short.
Best Rated Travel Insurance Provider
Why We Like It
Tin Leg continuously outshines the competition when it comes to offering very comprehensive coverage at affordable prices. It also has some of the highest customer satisfaction ratings in the industry.
While there are many popular plans from this provider, we like the Tin Leg luxury plan for trips to the Bahamas as it has high coverage for medical emergencies, including $250,000 for medical evacuations back to the US.
This plan also covers the most common adventure sports people practice in the Bahamas, including deep sea fishing, snorkeling, scuba diving, water skiing and wakeboarding, tubing, golf, and more. It also comes with $50,000 of flight accidental death and dismemberment coverage, which is important if you plan to take a small plane to more remote islands like the Abacos.
- Coverage for pre-existing conditions
- Cancelation & interruption coverage
- Offers hurricane and weather coverage
- Cancel for any reason not included standard
Quick Claims & Easy to Use
4.5
Faye Travel Protection Plan
Why We Like It
Faye is a newer provider that offers great travel coverage that is completely customizable. The coverage limits are high, and it’s well-known for how easy it is to buy and manage your plan through Faye.
They are an app-based service providing a streamlined user experience. The claims process is known for being one of the fastest around, and Faye is quickly growing to be a major contender and disruptor in the travel insurance game.
Read our full Faye Travel Insurance review
- Friendly agents
- Easy-to-use mobile app
- Fast reimbursements for eligible claims
- Prompt replies to questions
- Long wait times for reimbursement
- Difficulty reaching Faye outside of email & virtual chat
Great Value with Robust Coverage
Why We Like It
- Offers coverage for pre-existing conditions
- Money-back guarantee
- Cancellation & Interruption coverage standard
- Covers action sports & equipment
- Cancel for any reason not included standard
- Must meet waiver for pre-existing conditions to be covered
Best for Medical Evacuation Coverage
Why We Like It
- Travel delay coverage kicks in after just six hours
- Generous $150,000 non-medical evacuation coverage
- 24/7 emergency travel assistance included
- CFAR and IFAR coverage not included
- Baggage delay coverage only kicks in after 12 hours
- No rental car coverage
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