Which Delta Amex credit card is right for you?
The best Delta-branded Amex card for you depends on your lifestyle, financial circumstances, and travel habits.
All Delta-branded airline credit cards come with generous intro offers and plenty of travel perks, but they all have unique benefits.
To help you decide which is the best credit card for you, let’s take a closer look at what these travel credit cards have to offer.
Delta American Express Cards for Personal Use
The Delta SkyMiles Reserve American Express Card? is best for road warriors who want to earn elite status a little faster. Although the?annual fee is $650, this Delta credit card gives you access to more than 50 Sky Club locations. Every Sky Club has complimentary food and beverages available, giving you a quiet place to relax before a flight or during a layover.
The Delta SkyMiles Gold American Express Card? is best for travelers who want to earn double miles on grocery and restaurant purchases. Unlike the SkyMiles Reserve Card, which gives you 3X on Delta flights and 1X on other eligible purchases, the SkyMiles Gold Card comes with 2X miles at U.S. supermarkets and restaurants worldwide.
The Delta SkyMiles Platinum American Express Card? has a $350 annual fee, but you get 3X miles on Delta flights, 2X at U.S. supermarkets and restaurants worldwide, and 1X on other eligible purchases. This credit card is best for people who enjoy traveling with a spouse, best friend, or other companion, as it entitles you to a free round-trip companion ticket once per year. The free ticket is good for a seat in the Main Cabin section of the flight.
The Delta SkyMiles Blue American Express Card? is best for budget-conscious travelers who want to earn miles without paying an annual fee. The no-annual-fee credit card?gives you 20% back on in-flight purchases, 2X miles on dining and Delta flights, and 1X miles on other purchases.
Delta American Express Cards for Business
If you own a business, consider getting a Delta credit card to earn rewards based on your travel habits.
The Delta SkyMiles Gold Business American Express Card? is best for small businesses, as it has the lowest annual fee. It may even be a good fit if you’re a freelancer who travels to attend conferences or meet with clients. This business credit card gives you 2X miles on Delta flights, restaurants and eligible shipping and advertising purchases. You also earn 1 mile per dollar on other purchases.
The Delta SkyMiles Platinum Business American Express Card? is the mid-range option. It has an annual fee of $350, but it gives you 3X miles on Delta flights and eligible hotel purchases, 1.5X on each purchase of $5,000 or more (max of 50,000 miles per year) and 1X on other purchases.
The Delta SkyMiles Reserve Business American Express Card?is best for frequent travelers who want to reach elite status quickly. You earn 3X miles on all Delta purchases and 1X miles on other eligible purchases. If you spend $150,000 in a calendar year, you’ll get 1.5 miles per dollar on non-Delta purchases for the rest of the year.
Delta Amex benefits: What are the perks?
If you have a Delta SkyMiles card, you may qualify for some of the following benefits:
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
American Express Delta SkyMiles
Let’s examine how you can earn and redeem American Express Delta SkyMiles.
Earning American Express Delta SkyMiles
With Delta-branded American Express credit cards, you earn miles on every eligible purchase.
The number of miles earned depends on which card you have. For example, the personal and business versions of the SkyMiles Reserve Card give you 3X miles on all Delta flights and other Delta purchases. If you fly a lot, getting this card is the best way to leverage your travel spending.
Redeeming Delta SkyMiles
Each Delta mile is worth about 1.3 cents.
Therefore, if you have 50,000 miles, they’re worth about $650 (50,000 x 0.013). However, Delta occasionally has SkyMiles sales, increasing the value of your miles on certain routes. The airline also has last-minute deals on short-haul flights, making it easier to stretch your miles.
Once you accumulate enough miles, you can use them to:
- Purchase seat upgrades
- Book Award Travel
- Purchase Delta gift cards
- Purchase SkyMiles experiences
The SkyMiles program even allows you to transfer your miles to one of Delta’s travel partners or donate them to a charitable organization.
Additional Card Options for Delta Flyers
If Delta is your favorite airline, you can maximize your travel benefits by pairing a SkyMiles credit card with the American Express Platinum or Gold Card.
The Platinum Card? from American Express offers?5X Membership Rewards Points?on eligible prepaid hotels and flights (up to $500,000 in flights per calendar year). You also earn up to a $200 hotel credit (given in statement credits), up to a $200 airline fee credit (given in statement credits), up to $200 in Uber Cash, and up to a $240 digital entertainment credit (given in statement credits). Cardholders have access to the American Express Global Lounge Collection and premium status with Hertz Presidents Circle, Avis Preferred and National Car Rental Emerald Club. Although the Platinum Card doesn’t have any foreign transaction fees, it does have an annual fee of $695.
Read more in our comprehensive comparison of?Delta Reserve vs. Amex Platinum.
If you don’t fly often enough to justify the $695 annual fee for the Platinum Card, consider getting the American Express Gold Card. Not only do you earn rewards on Delta purchases, but you can earn 3X Membership Rewards Points on any flight booked directly with an airline or with AmexTravel.com. The Gold Card also gives you 4X points on U.S. restaurants and supermarkets. Like the Platinum Card, the Gold Card doesn’t have any foreign transaction fees. Its annual fee is just $250 (see rates and fees).
Is getting a Delta Amex card worth it?
A Delta-branded American Express card is absolutely worth it if you make frequent Delta purchases.
You can use one of these cards to earn rewards on airfare, Delta gift cards, in-flight purchases and more. Delta credit cards are also ideal for people who live near one of Delta’s hubs. A Delta-branded card may also be worth it if you make frequent trips overseas, as American Express doesn’t charge any foreign transaction fees.
How to apply for a Delta Amex card
You can apply online for a Delta Amex card from the comfort of your own home.
To apply online for a Delta Amex card, select the “learn more” button next to your chosen card at the top of this page and apply if you decide a Delta Amex card is right for you.
You’ll need to provide all of the required information to submit your application, including:
- Your name
- Your date of birth
- Your email address and phone number
- Your home address
- Your social security number
- Your annual income and income source
Keep in mind that due to strict credit requirements, Delta Amex credit cards are somewhat hard to get. Even though American Express does not publish minimum scores, cardholders have commented that you need at least a 670 to qualify.
Note: Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
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For rates and fees of the Delta SkyMiles? Blue American Express Card, please visit this page.
For rates and fees of the Delta SkyMiles? Gold American Express Card, please visit this page.
For rates and fees of the Delta SkyMiles? Gold Business American Express Card, please visit this page.
For rates and fees of the Delta SkyMiles? Platinum American Express Card, please visit this page.
For rates and fees of the Delta SkyMiles? Platinum Business American Express Card, please visit this page.
For rates and fees of the Delta SkyMiles? Reserve American Express Card, please visit this page.
For rates and fees of the Delta SkyMiles? Reserve Business American Express Card, please visit this page.
For rates and fees of The Platinum Card? from American Express, please visit this page.
